Contact Info

Online (Email)
Phone:
(434) 799-5027
Fax:
(434) 797-8910
Routing # 251480424

Rates

Skip to Loan Rates

Account Rates Rate

APY
or APYE

Balance
Requrements
Effective
Date
Regular Share Savings
       and Club Accounts
0.20% 0.20% $250.00 to earn dividends 04/01/2014
1 Year Share Certificate 0.55% 0.55% $1,000.

6/18/2014

2 Year Share Certificate 0.70% 0.70% $1,000.

6/18/2014

3 Year Share Certificate 0.90% 0.90% $1,000.

6/18/2014

4 Year Share Certificate 1.30% 1.31% $1,000. 06/18/2014

5 Year Share Certificate

1.45%

1.46%

$1,000.

6/18/2014

Individual Retirement Accounts        
     IRA Certificates

Same terms and rates as Share Certificates above.

     IRA Share Accounts 1.00% 1.01%  

01/2/2013

Loan Rates

Loan Type Max. Term Max. Amount APR*
Signature (Closed End) 60 Months $10,000. 7.99%-12.99%
Signature (Open End) 36 Months $5,000. 7.50% - 12.50%
Share Secured up to 36 Months
37 - 60 Months
100% of share balance
100% of share balance
3% above share rate
3.25% above shares
Certificate Secured Term of certificate 100% of certificate balance 3% above certificate rate
New Autos (current year) Up to 60 months
61-72 months
100%
100%
2.99% - 7.99%
3.49% - 8.49%
Used Autos 2013-2015
Used Autos 2011-2015
Used Autos 2007-2010
Used Autos 2006 or older
Up to 72 months
Up to 60 months
Up to 48 months
Up to 36 months

Retail Value
Retail Value
Retail Value
Retail Value

3.99% - 8.99%
3.99% - 8.99%
4.49% - 9.49%
Same as Signature Loan
New Motorcycle (current year) Up to 60 months
Up to 72 months
Retail Value
Retail Value
2.99% - 7.99%
3.49% - 8.49%
Used Motorcycle 2011-2015
Used Motorcycle 2007-2010
Used Motorcycle 2006 or older
Up to 60 months
Up to 48 months
Up to 36 months
Retail Value
Retail Value
Retail Value
4.99% - 9. 99%
5.49% - 10.49%
Same as Signature Loan
New Recreational Vehicle Up to 60 months
61-72 months
100%
100%
3.99% - 8.99%
4.49% - 9.49%
Used RV 2011-2015
Used RV 2007-2010
Used RV 2006 or older

Up to 60 months
Up to 48 months
Up to 48 months

Retail Value
Retail Value
Retail Value
4.49% - 9.49%
5.49% - 10.49%
Same as Signature Loan
New Tractor Up to 60 months 100% 4.99% - 9.99%
Used Tractor Up to 60 months Retail Value 5.99% - 10.99%
First Mortgage not available Up to 5 years
6 to 10 years
 
80% of appraisal
80% of appraisal
 
3.75% - 8.75%
4.75% - 9.75%
 
Second Mortgage not available Up to 5 years
6 to 10 years
 
80% less first mortgage
80% less first mortgage
 
4.75% - 9.75%
5.75% - 10.75%
 
       

*All rates are subject to change and are dependant upon several factors such as credit history, income and other account relationships with the credit union.